10 Basic Steps to buying a home

10 Steps in the Home Buying Process

1) Obtain pre-approval letter from a mortgage lender.
2) Begin the home search based on your criteria.
3) Make an acceptable offer* (be prepared to counteroffer, know your best price, be willing to remove contingencies).
4) Finalize the purchase contract.
5) Provide your lender a copy of the contract.
6) Contact a Home Inspector (You have 10 calendar days to get inspection completed.)
7) Review and be sure repairs are not more than you expected.
8) Remove Home Inspection Contingency
9) Get Homeowner's Insurance and establish utility service for the day of closing.
10) Tell Realtor your choice of closing attorney.

Note: Making an offer does not obligate you to buy the home. If the seller does not accept your offer, you can get your earnest money back. Earnest Money is typically 1% of the asking price and needs to be provided when you make an offer. I can show you any home on the market; you only need to work with one realtor.